A Comprehensive
Fee Breakdown

We pride ourselves on transparent, straightforward fees. Here's everything you need to know about our charges for both local and international payments.

Want to see your exact transaction fee? Use our fee calculator.
Gada Charges
NGN0

Local transactions

For local transactions, fees are calculated as 1% of the transaction amount plus a flat fee. However, the ₦200 flat fee is waived for amounts ₦5,000 and below.

Amount RangeTransaction Fee
₦1,000 – ₦5,000₦10 – ₦50 (1% fee, no flat fee applied)
₦10,000 – ₦100,000₦300 – ₦1,200 (1% + ₦200 flat fee)
₦500,000 – ₦100 Million₦3,000 (Capped fee: 1% + ₦200 max at ₦3,000)

International transactions

International transactions cost 3.5% of the amount, with a minimum fee of $1.75. A flat fee of $100 applies for amounts from $3,000 and above.

Amount RangeTransaction Fee
$50 – $2,000$1.75 – $70 (3.5% fee, min $1.75)
$3,000 – $100,000$100.00 (Flat fee)

We calculate fees based on a few key considerations

Transaction Amount

Larger sums typically benefit from fixed or lower fees.

Processing Costs

Fees reflect the costs of secure and reliable payment systems.

Exchange Rates

International fees account for currency conversions and fluctuations.

Key things to note

  • For small local payments (₦5,000 and below), the ₦200 flat fee is waived, keeping costs minimal.

  • For local payments, the 1% fee applies to all transactions.

  • International fees reflect currency conversion and processing costs to ensure secure and reliable transactions.

  • Larger transactions benefit from capped or flat rates for simplicity and fairness.

 Notes

Transparency Commitment

We pledge that:
  • There are no hidden fees - what you see is what you get.

  • There will be clear communication about all charges before transactions are finalized.

Charges

Take Advantage of Our Benevolence 

Enjoy 0% fee on all transactions for the first two months.

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